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We have an Environmental and Social Risk Policy (the “ESR Policy”) that covers a broad spectrum of Voya Financial’s activities, including the management of our relations with our employees, customers, suppliers and communities.

The policy reflects our commitment to conducting business in a way that is socially, environmentally, economically and ethically responsible, as well as aligned with our Corporate Values.

The ESR Policy generally applies to our business transactions and products to the extent that they do not conflict with our obligations to our customers or other legal and regulatory requirements.

The scope of the ESR Policy is broad and includes, among other areas: corporate responsibility and sustainability, human rights, health, and other controversial topics. We review our ESR approach and the ESR-related systems and processes on a regular basis to ensure that inherent risks are effectively managed.